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I've always thought that complexity is an actual feature of DeFi lending platforms. @KylixFinance is challenging that belief through the introduction of self-repaying loans. Let’s examine what this means for DeFi and for anyone who thought DeFi had to be complex to work ▼

The "kinetic stillness" paradox is one of the most beautiful paradoxes out there. The concept is simple - you're moving without moving. You're kinetic, in motion, and yet you're burning zero calories. It explains why people have their best ideas on airplanes and road trips. This is why people go on drives to "clear" their heads. CC: @oldbooksguy

If you read my thread on @KylixFinance you'd notice that I practically highlighted its "self-repaying loan" feature. Do you think I did it intentionally? ( Proceeds to think critically) The traditional DeFi loan repayment model is very complex and often leaves borrowers with a sour experience of the lending service on DeFi platforms. Kylix's approach is much more user-friendly and easier to understand. Enough talking, let's examine the differences between the two below ↓ ──── ◁ II ▷ ──── Traditional DeFi Loan Repayment Model Typically, loans are structured with an obligation to repay both the principal and interest over time. Here's what it entails for borrowers ↓ ⪼ Depositing collateral that often exceeds the loan's value which serves as security for the lender, ensuring the loan can be repaid even if the borrower defaults. ⪼ Accumulation of interest as soon as the loan is issued coupled with a rule to repay both the principal and the interest on the loan over time, which is impacted by market-determined rates. ⪼ Repayment of loan and interest manually in order to regain borrower's collateral. Failure to do so could result in liquidation, where the platform automatically sells the collateral to cover the loan. ──── ◁ II ▷ ──── The Drawbacks ✓ If collateral value drops below a set threshold, liquidation occurs, potentially causing losses for the borrower. ✓ Users need to actively monitor and manage loan repayment, which can be time-consuming and stressful. ✓ Borrowers pay increasing interest over time, creating pressure to repay quickly. Now let's look at what @KylixFinance has to offer ↓ ──── ◁ II ▷ ──── Kylix’s Self-Repaying Loan Model ⇨ When a borrower takes a loan on @KylixFinance, the platform invests their collateral into yield-generating assets like staking or yield farming. ⇨ The income generated from these assets is used to gradually pay down the loan, without requiring the borrower’s intervention. As a result, part of the loan repays itself over time. ⇨ Unlike traditional loans, borrowers are not obligated to make regular payments or constantly monitor their loan. ⇨ The yield from their collateral is automatically allocated toward repayment, reducing the stress of active loan management and allowing borrowers to focus on other aspects of their financial strategy. ⇨ Since the self-repaying mechanism continually reduces the outstanding loan balance, borrowers liquidation risk is limited. ⇨ By gradually covering the loan through generated interest, the need for borrowers to add more collateral or rush to repay during market downturns has been eliminated. ──── ◁ II ▷ ──── @KylixFinance's value proposition is as clear as crystal, its self-repaying loan model is projected to redefine the lending experience on DeFi platforms. This aligns with Kylix’s mission to simplify DeFi lending, making it accessible even to users who may be new to crypto and hesitant about complex repayment structures. ──── ◁ II ▷ ──── Join me on @KylixFinance today and enjoy this unique lending experience 𝕏: @KylixFinance Telegram t.me/kylix_finance_… Discord discord.gg/v4d7hYBy Website kylix.finance/?s=09

I've always thought that complexity is an actual feature of DeFi lending platforms. @KylixFinance is challenging that belief through the introduction of self-repaying loans. Let’s examine what this means for DeFi and for anyone who thought DeFi had to be complex to work ▼

The "kinetic stillness" paradox is one of the most beautiful paradoxes out there. The concept is simple - you're moving without moving. You're kinetic, in motion, and yet you're burning zero calories. It explains why people have their best ideas on airplanes and road trips. This is why people go on drives to "clear" their heads. CC: @oldbooksguy

If you read my thread on @KylixFinance you'd notice that I practically highlighted its "self-repaying loan" feature. Do you think I did it intentionally? ( Proceeds to think critically) The traditional DeFi loan repayment model is very complex and often leaves borrowers with a sour experience of the lending service on DeFi platforms. Kylix's approach is much more user-friendly and easier to understand. Enough talking, let's examine the differences between the two below ↓ ──── ◁ II ▷ ──── Traditional DeFi Loan Repayment Model Typically, loans are structured with an obligation to repay both the principal and interest over time. Here's what it entails for borrowers ↓ ⪼ Depositing collateral that often exceeds the loan's value which serves as security for the lender, ensuring the loan can be repaid even if the borrower defaults. ⪼ Accumulation of interest as soon as the loan is issued coupled with a rule to repay both the principal and the interest on the loan over time, which is impacted by market-determined rates. ⪼ Repayment of loan and interest manually in order to regain borrower's collateral. Failure to do so could result in liquidation, where the platform automatically sells the collateral to cover the loan. ──── ◁ II ▷ ──── The Drawbacks ✓ If collateral value drops below a set threshold, liquidation occurs, potentially causing losses for the borrower. ✓ Users need to actively monitor and manage loan repayment, which can be time-consuming and stressful. ✓ Borrowers pay increasing interest over time, creating pressure to repay quickly. Now let's look at what @KylixFinance has to offer ↓ ──── ◁ II ▷ ──── Kylix’s Self-Repaying Loan Model ⇨ When a borrower takes a loan on @KylixFinance, the platform invests their collateral into yield-generating assets like staking or yield farming. ⇨ The income generated from these assets is used to gradually pay down the loan, without requiring the borrower’s intervention. As a result, part of the loan repays itself over time. ⇨ Unlike traditional loans, borrowers are not obligated to make regular payments or constantly monitor their loan. ⇨ The yield from their collateral is automatically allocated toward repayment, reducing the stress of active loan management and allowing borrowers to focus on other aspects of their financial strategy. ⇨ Since the self-repaying mechanism continually reduces the outstanding loan balance, borrowers liquidation risk is limited. ⇨ By gradually covering the loan through generated interest, the need for borrowers to add more collateral or rush to repay during market downturns has been eliminated. ──── ◁ II ▷ ──── @KylixFinance's value proposition is as clear as crystal, its self-repaying loan model is projected to redefine the lending experience on DeFi platforms. This aligns with Kylix’s mission to simplify DeFi lending, making it accessible even to users who may be new to crypto and hesitant about complex repayment structures. ──── ◁ II ▷ ──── Join me on @KylixFinance today and enjoy this unique lending experience 𝕏: @KylixFinance Telegram t.me/kylix_finance_… Discord discord.gg/v4d7hYBy Website kylix.finance/?s=09