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Someone once said: “If I made six figures, I’d be set.” That same person makes six figures now And they’re still broke. Why? They never changed their habits. Just their paycheck.

I’ve seen people make six figures and stay broke. I’ve seen people make half that and build wealth. The difference? One built habits. The other built excuses.

You think you have a money problem. You actually have: – A lack of clarity – A lack of systems – Too much pride – Not enough urgency Start with a plan. Build your escape.

They’ll laugh when you say no to dinner. They’ll ask you for money 5 years later. Stay focused.

One of the best things I ever did for my finances? Stopped lying to myself. No more “I’ll figure it out.” No more “I don’t make enough.” The truth? Most people don’t have a money problem. They have a discipline problem.

There’s a reason you feel stuck. You’re doing what feels good now… instead of what feels right long-term. Scroll less. Spend less. Build more. Think longer. Delayed gratification isn’t sexy. But it works.

There’s a difference between being broke and being broken. Broke is temporary. Broken is giving up. You can change your money story, no matter where you're starting. // Start small. Stay honest. Keep going.//

My biggest regret isn’t what I bought. It’s what I ignored. – I ignored my bank balance – I ignored compounding – I ignored warnings Financial regret is always silent at first. Then it screams.

Saving is hard when your identity is tied to spending. The second you detach your self-worth from stuff, you become dangerous. You stop chasing approval and start building freedom.

Financial peace is not luck. It’s earned by the boring stuff: 1.Saying no 2.Planning ahead 3.Delaying gratification 4.Investing consistently

Your bank account is a reflection of your habits, not your intelligence. Even the smartest people stay broke because they lack one thing: Follow-through.

People are financially illiterate, but think they’re “bad with money.” You’re not bad. You’re uneducated. But it’s fixable. ➡️Read books. ➡️Watch content. ➡️Ask questions.

I started tracking every dollar I spent. It wasn’t fun. But within 3 months, I found: – I wasted $900 on food – I had 3 unused subscriptions – I was buying things I didn’t need Awareness fixed what motivation couldn’t.

My friend makes $120k/year. But he’s in debt, anxious, and always behind. Why? – No budget – Lifestyle creep – Trying to keep up with everyone Income is irrelevant if your habits are broken.

In 2023, I saved $10,00. Not because I made a lot of $$$$. But because I: – Lived below my means – Cooked more – Tracked spending weekly Discipline > income. Every time.

The $3 coffee isn’t the problem. The $600 car payment. The $2,000 apartment you can't afford. The $0 in savings. Fix the real leaks. Not the ones that make you feel guilty, the ones that keep you broke.

They’ll laugh when you say no to dinner. They’ll ask you for money 5 years later. Stay focused.

I’ve seen people make six figures and stay broke. I’ve seen people make half that and build wealth. The difference? One built habits. The other built excuses.

Financial peace is not luck. It’s earned by the boring stuff: 1.Saying no 2.Planning ahead 3.Delaying gratification 4.Investing consistently

My biggest regret isn’t what I bought. It’s what I ignored. – I ignored my bank balance – I ignored compounding – I ignored warnings Financial regret is always silent at first. Then it screams.

My friend makes $120k/year. But he’s in debt, anxious, and always behind. Why? – No budget – Lifestyle creep – Trying to keep up with everyone Income is irrelevant if your habits are broken.

Your bank account is a reflection of your habits, not your intelligence. Even the smartest people stay broke because they lack one thing: Follow-through.

Someone once said: “If I made six figures, I’d be set.” That same person makes six figures now And they’re still broke. Why? They never changed their habits. Just their paycheck.

One of the best things I ever did for my finances? Stopped lying to myself. No more “I’ll figure it out.” No more “I don’t make enough.” The truth? Most people don’t have a money problem. They have a discipline problem.

You think you have a money problem. You actually have: – A lack of clarity – A lack of systems – Too much pride – Not enough urgency Start with a plan. Build your escape.

In 2023, I saved $10,00. Not because I made a lot of $$$$. But because I: – Lived below my means – Cooked more – Tracked spending weekly Discipline > income. Every time.

The $3 coffee isn’t the problem. The $600 car payment. The $2,000 apartment you can't afford. The $0 in savings. Fix the real leaks. Not the ones that make you feel guilty, the ones that keep you broke.

I used to spend every Friday night convincing myself I “deserved it.” Dinner, drinks, shopping. Then I’d wake up broke and anxious. The truth? I didn’t need to “treat myself.” I needed to respect myself. Discipline isn’t punishment. It’s protection.

I started tracking every dollar I spent. It wasn’t fun. But within 3 months, I found: – I wasted $900 on food – I had 3 unused subscriptions – I was buying things I didn’t need Awareness fixed what motivation couldn’t.

There’s a reason you feel stuck. You’re doing what feels good now… instead of what feels right long-term. Scroll less. Spend less. Build more. Think longer. Delayed gratification isn’t sexy. But it works.

You’re not building wealth if your assets can’t outpace inflation. – Your savings account won’t cut it – Your mutual funds better be legit – Your cash needs a job Invest smarter. Or stay broke slowly.

People are financially illiterate, but think they’re “bad with money.” You’re not bad. You’re uneducated. But it’s fixable. ➡️Read books. ➡️Watch content. ➡️Ask questions.