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President & CEO @UBXph. Innovating, investing in #fintech #AI #EnergyTransition with @unionbankph and @AboitizCompany. Views are my own.

1k following1k followers

The Innovator

John Januszczak is a forward-thinking CEO passionate about driving change in fintech, AI, and energy transition. He combines deep industry experience with a keen eye for venture building, blending innovation, leadership, and practical sales wisdom. His tweets reveal a thoughtful approach to complex challenges, emphasizing learning, experimentation, and audience engagement.

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For someone who tweets over 6,500 times but still struggles to decide what to build first—a website or a podcast—John’s multitasking powers are so powerful they might just cause a traffic jam in the innovation highway.

Leading UBXph as President & CEO while spearheading investments in fintech, AI, and energy transition innovations, making significant strides in sectors critical to future economic and environmental sustainability.

To catalyze transformative innovation in fintech and energy sectors by bridging cutting-edge technology with effective business strategies, enabling sustainable growth and impactful ventures.

John believes in embracing failure as a learning tool, the power of clarity and guidance over overwhelming options in decision-making, and that innovation is driven by a deep understanding of fundamentals combined with agile experimentation.

He excels at integrating complex industry knowledge with actionable insights, inspiring ventures to overcome indecision and succeed. His ability to communicate nuanced ideas plainly and his dedication to continuous self-education make him a strong leader and thinker.

John’s broad focus and high involvement in multiple domains might lead to spreading himself too thin, potentially impacting message consistency or perceived audience engagement on social platforms.

Focus on amplifying thought leadership content with more interactive threads and polls to directly engage followers. Sharing behind-the-scenes stories or quick tech tips tailored to fintech and energy niche audiences could grow his X presence organically.

John draws insights from large-scale research like The Challenger Sale and applies them to real-world enterprise sales, highlighting his analytical mindset. He is currently exploring decentralized energy tech, showing his commitment to continuous learning and diversification beyond fintech.

Top tweets of John Januszczak

Most Sales Are Lost to Indecision, Not Competitors When Matt Dixon, author of the bestselling book The Challenger Sale, appeared on @lennysan's podcast, he shared a surprising finding from his research into 2.5 million sales conversations. The majority of sales are lost not to competitors, but to customer indecision: Enterprise customers are far more afraid of making the wrong decision than missing out on an opportunity. Founders have usually gotten beyond a general fear of failure. Startup founders (should!) expect to fail. What matters is what you can learn, and how fast you can learn: failure is ok if you fail fast so you have more time and runway for more experiments. For founders selling to large companies, it's critical to understand that their mindsets with respect to failure are totally different. While startup founders expect to fail fast and learn, enterprise decision makers need to succeed. If founders appreciate this key difference in mindset, Matt recommends a 4-step JOLT tactic to overcome customer indecision: ✅Judge the level and source of indecision across the buying committee ✅Offer your personal recommendation, as buyers want guidance not more options ✅Limit the exploration to what's necessary to make a decision[4] ✅Take risk off the table for the customer: make learning fast an option for the customer too. By applying these principles from The Challenger Sale and The JOLT Effect, founders can accelerate deals and close more business with enterprise accounts. The full interview with Matt Dixon on Lenny's podcast is a must-listen for any founder or salesperson looking to sharpen their skills. Link below⬇️

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When I was in undergrad physics I remember realising how hard, impossible even, it would be to mathematically describe smoke rising. @danshipper captures this well: "But it also fails when it becomes totalizing—when we allow our search for these truths to blind us to the real complexity of the world, and to alternative ways of seeing it. What we can say about the world is not all that we know about it. We know many things that we can’t say explicitly. And the drive to say everything explicitly is doomed to failure."

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I have been thinking about putting up a website for some time. I was going down the Github/Jekyll/Hugo route and then got really inspired by Mr. PHP @levelsio: just use the easiest thing to get something up quickly. I am not going to use PHP (!) but I am trying out Google Sites. I have access to it and it's fast to get something up. #buildinpublic Here is a nice video that provides some great tips: Ultimate Google Sites Tutorial 2025 | Create A ‘Full Feature’ Google Sit... youtu.be/Mc_qYiBgYwk?si…

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Remember Chaos theory (1980's?)? The butterfly effect, etc. I feel like it could be reconciled with LLMs. Reading this passage in @danshipper's Seeing Like a Language Model made me think about chaos theory: "But often, to understand what comes next requires applying many, many thousands of subtle, interacting correlations—patterns that can't be reduced to simple if-then statements."

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Great coverage of the basics of Open Finance by @Jvowens at @TheAsianBanker Summit. Open Finance is a simple but powerful concept that promises to unlock innovation, especially with AI.

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Most engaged tweets of John Januszczak

Most Sales Are Lost to Indecision, Not Competitors When Matt Dixon, author of the bestselling book The Challenger Sale, appeared on @lennysan's podcast, he shared a surprising finding from his research into 2.5 million sales conversations. The majority of sales are lost not to competitors, but to customer indecision: Enterprise customers are far more afraid of making the wrong decision than missing out on an opportunity. Founders have usually gotten beyond a general fear of failure. Startup founders (should!) expect to fail. What matters is what you can learn, and how fast you can learn: failure is ok if you fail fast so you have more time and runway for more experiments. For founders selling to large companies, it's critical to understand that their mindsets with respect to failure are totally different. While startup founders expect to fail fast and learn, enterprise decision makers need to succeed. If founders appreciate this key difference in mindset, Matt recommends a 4-step JOLT tactic to overcome customer indecision: ✅Judge the level and source of indecision across the buying committee ✅Offer your personal recommendation, as buyers want guidance not more options ✅Limit the exploration to what's necessary to make a decision[4] ✅Take risk off the table for the customer: make learning fast an option for the customer too. By applying these principles from The Challenger Sale and The JOLT Effect, founders can accelerate deals and close more business with enterprise accounts. The full interview with Matt Dixon on Lenny's podcast is a must-listen for any founder or salesperson looking to sharpen their skills. Link below⬇️

9k

I have been thinking about putting up a website for some time. I was going down the Github/Jekyll/Hugo route and then got really inspired by Mr. PHP @levelsio: just use the easiest thing to get something up quickly. I am not going to use PHP (!) but I am trying out Google Sites. I have access to it and it's fast to get something up. #buildinpublic Here is a nice video that provides some great tips: Ultimate Google Sites Tutorial 2025 | Create A ‘Full Feature’ Google Sit... youtu.be/Mc_qYiBgYwk?si…

64

Is this ad by ⁦@energynewsasia⁩ not misleading? The image on the left in the post appears to be a nuclear power plant, not fossil fuels. Nuclear power is considered a low-carbon energy source because it does not emit CO2 during operation, unlike fossil fuels which do.

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Great running into @Jvowens at @TheAsianBanker. John and I both initially showed up in the Philippines around 1998. It's fitting that we both reconnected working on open and embedded finance over 25 years later!

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Google Drive gets messy pretty quickly. Jeff Su (@jeffsushie) is a productivity guy that uses Google Workspace. Everyone needs a system. here is his: This Simple File Management System Changed My Life! youtu.be/MM-MPS57qKA?si… via @YouTube #Productivity

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